FEHB vs PSHB Sounds Boring—Until You Realize It Can Change Your Retirement Game
Key Takeaways
Choosing between FEHB and PSHB isn’t just about names—what you pick determines how your healthcare aligns with Medicare, how much you pay, and whether your coverage works for you in ret…
Part A Might Not Cover the Length of Stay You Thought It Would
Key Takeaways
Medicare Part A may not cover the full duration of your hospital or skilled nursing facilit…
If You Haven’t Looked at Your Deductible This Year, You’re Probably Paying Too Much
Key Takeaways
Many Postal Service
Why Medicare Part B Is One of the Most Misunderstood Pieces of Retirement Coverage
Key Takeaways
Medicare Part B covers medically necessary outpatient services, but its monthly premium, deductible, and coinsurance costs often surprise Postal retirees who expect coverage to be more complete.
Your Share vs. Uncle Sam’s: Who’s Really Paying the Bulk of Your PSHB Plan?
Key Takeaways
In 2025, government contributions to Postal Service
The Double Coverage Trap: Why PSHB and Medicare Don’t Always Work Together
Key Takeaways
Enrolling in both PSHB and Medicare may seem like a way to enhance your health coverage, but in reality, it can lead to overlapping benefits, confusion in billing, and higher-than-expected out-of-p…
The Double Coverage Trap: Why PSHB and Medicare Don’t Always Work Together
Key Takeaways
Enrolling in both PSHB and Medicare may seem like a way to enhance your health coverage, but in reality, it can lead to overlapping benefits, confusion in billing, and higher-than-expected out-of-p…
PSHB Won’t Cover Everything—And That’s Where a Medigap Plan Might Step In
Key Takeaways
The PSHB program offers broad health coverage, but not all Medicare-related out-of-pocket costs are absorbed. Thi…
How Your PSHB Deductible Could Make an Inexpensive Illness Suddenly Feel Financially Heavy
Key Takeaways
Your PSHB deductible is not just a technical detail—it plays a di…
Why Medicare Alone Might Leave You Exposed to Big Out-of-Pocket Bills This Year
Key Takeaways
Medicare in 2025 still leaves significant gaps in coverage that could lead to high out-of-pocket costs without supplemental insurance.The