USPS Retirees, You’re No Longer Under FEHB—Here’s What That Means
Key Takeaways
In 2025, USPS retirees are officially transitioned out of the Federal Employees Health Ben…
Don’t Get Surprised by PSHB Copayments—Here’s the Fine Print on What You’ll Owe
Key Takeaways
PSHB copayments in 2025 may vary widely depending on the plan, type of service, and whether you’ve enrolled in Medicare Part B.Understanding the PSHB plan structure, including…
Missed the Enrollment Window? Here’s What USPS Workers Need to Know Now
Key Takeaways
If you missed the PSHB Open Season in 2024, your options in 2025 are limited unless you experience a qualifying life event (QLE).Some retirees and employees may still maintain or ad…
How to Compare PSHB Coverage Options Without Getting Lost in Confusing Insurance Jargon
Key Takeaways
Comparing PSHB plans doesn’t have to be overwhelming if you focus on a few core benefits like premiums, deductibles, out-of-pocket limits, and
Why Some Medications Cost More Under Medicare Part D and How to Make Sure You’re Getting the Best Deal
Key Takeaways
Some medications cost more under Medicare Part D due to formulary tiers, cost-sharing structures, and coverage gaps. Understanding how these factors work helps you avoid unexpected expenses.
Important Dates Every USPS Worker Should Have on Their Calendar This Year
Key Takeaways
Understanding your key benefit enrollment periods, deadlines, and mandatory actions in 2025 is essential for protecting your USPS healthcare and retirement benefits.Missing certain …
Exploring PSHB Deductibles: What They Mean for You and Your Healthcare Costs
Key Takeaways
Understanding PSHB deductibles helps you budget for out-of-pocket healthcare expens…
What You’re Really Paying Out of Pocket for PSHB—And Where the Rest Comes From
Key Takeaways
In 2025, your out-of-pocket contributions for Postal Service Health Benefits (PSHB) cover about 30% of your t…
Open Season Closed? Here’s What USPS Workers Can Still Do
Key Takeaways
Even though Open Season has ended, USPS employees and retirees still have limited opportunities to make…
Not Everyone Has to Get Medicare Part B—Here Are the Exceptions
Key Takeaways
Not every USPS retiree or employee is required to enroll in Medicare Part B in 2025, due to specific exemptions.Understanding these exceptions can help you avoid unnecessary costs a…