These PSHB Contribution Tiers Aren’t Based on Income—But They Still Hit Differently

Key Takeaways
The contribution tiers under the Postal Service Health Benefits (PSHB) Program in 2025 are not income-based, …
The Real Numbers Behind PSHB Costs—and Why They’re So Often Misunderstood

Key Takeaways
In 2025, many Postal Service Health Benefits (PSHB) participants are u…
What You Don’t Realize About Copayments Could Slowly Drain Your Wallet Over the Course of the Year

Key Takeaways
Copayments under PSHB plans might seem minor individually, but they can add up significantly across the year—especially if you have ongoing care needs or frequently visit specialists.
When $20 Becomes $200: The Copayment Surprises PSHB Enrollees Need to Know About

Key Takeaways
Your PSHB copayment is not always the final cost. Lab work, facility f…
3 Ways Coinsurance Costs Sneak Up on You—And How to Be Prepared

Key Takeaways
Coinsurance costs can be unpredictable, often catching USPS employees off guard when planning for medic…
What Postal Workers Can Do Right Now to Prepare for the Upcoming Changes to Health Insurance Coverage in 2025

Key Takeaways
The Postal Service Health Benefits (PSHB) program, set to replace FEHB in 2025, introduces significant changes that require early preparation.Taking proactive steps now wi…