You Might Be Paying for Medigap When PSHB Already Offers the Same Coverage

Key Takeaways
Many retirees unknowingly pay for Medigap policies even though their PSHB
Deductibles May Be Resetting When You Least Expect It—And That’s a Costly Surprise

Key Takeaways
Deductibles under the Postal Service Health Benefits (PSHB) program reset on a fixed annual schedule, typical…
Not All PSHB Benefits Are Created Equal—Watch for These Gaps and Restrictions

Key Takeaways
Some PSHB benefits may appear robust but include hidden limitations, such as provider network restrictions,
PSHB Help Lines Are Great—But These Other Resources Can Make You Even More Prepared

Key Takeaways
While PSHB help lines offer valuable guidance, you can strengthen your decision-making by also using official portals,
The Overlap Between Medicare and PSHB Could Save You—or Cost You Big

Key Takeaways
If you’re enrolled in the Postal Service
When PSHB Plans Encourage Medicare Part B Enrollment—And Why You Should Listen

Key Takeaways
Many Postal Service
Medicare Supplement Plans May Sound Helpful, But PSHB Might Cover Those Same Benefits

Key Takeaways
Medicare Supplement (Medigap) plans often duplicate benefits that are already included in your Postal Service Health Benefits (PSHB) plan, especially if you’re enrolled in Medicare Part B.
PSHB Coinsurance Works Differently Than You’re Used to—Here’s Where It Often Trips People Up

Key Takeaways
PSHB coinsurance may appear familiar if you’ve had health covera…
Why Contributions Under PSHB Matter More Than Ever for Retirees in 2025

Key Takeaways
PSHB contributions in 2025 directly impact the quality and affordability of your healthcare throughout retirement. Understanding what these payments support helps you make smarter choices….
Can You Still Buy a Medigap Plan With PSHB? Yes. Should You? Not Always

Key Takeaways
You can legally enroll in a Medigap plan even if you’re covered under a PSHB plan, but it may not make financial or practical sense.Most