A Rare Enrollment Period Gave USPS Retirees a Second Chance
Key Takeaways
A special enrollment window in 2024 allowed eligible USPS retirees to sign up for Medi…
Why You’ll Still Need Medicare Even If You’re Happy With PSHB
Key Takeaways
Enrolling in Medicare Part B remains essential for most postal retirees, even if you’re enrolled in a
Why PSHB Premiums in 2025 Feel Higher, Even If They’re Technically Subsidized
Key Takeaways
Although PSHB premiums in 2025 are technically subsidized, many enrollees perceive them as more expensive due to increased Medicare integration and required coordination of benefits.
Breaking Down Coinsurance: What You’ll Pay for Doctor Visits, Hospital Stays, and Prescription Drugs
Key Takeaways
Understanding coinsurance helps you plan your healthcare expenses. With the
FEHB vs. PSHB—Which One Offers Better Coverage, Lower Costs, and More Flexibility for Retirees?
Key Takeaways
FEHB and PSHB both provide health coverage for postal retirees, but PSHB is specifically designed for USPS workers and retirees, impacting plan choices and Medicare integration.Cost…
PSHB Doesn’t Change Everything—Here’s What Stays the Same
Key Takeaways
While the Postal Service Health Benefits (PSHB) Program introduces significant updates, many core elements of your health coverage and retirement benefits remain unchanged.Understan…
Will Your FEHB Plan Automatically Switch to PSHB? What to Expect in 2025
Key Takeaways
If you’re a Postal Service employee or retiree currently enrolled in an FEHB plan, you…
The Deductible Trap: When You Think You’re Covered, But You’re Really Not
Key Takeaways
In 2025, many PSHB enrollees underestimate how much they must pay out-o…
Your Favorite Hospital Might Be Out-of-Network—Here’s How to Find Out Before It Matters
Key Takeaways
Not all hospitals you’ve used before are guaranteed to be in-network under your new
PSHB Deductibles Are Structured Differently—Here’s How They Can Catch You Off Guard
Key Takeaways
PSHB deductibles in 2025 operate under unique structures that can reset or vary by service category, family tier, or even coordination with Medicare.Misunderstanding how and when yo…