Why Your Monthly Contributions Feel Higher This Year—and What You’re Getting in Return
Key Takeaways
PSHB premiums and contributions have increased in 2025, largely due to…
If You’re Nearing 65 and Thinking About Part B, Start by Asking What PSHB Will Require
Key Takeaways
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If you’re enrolled in or approaching
When $20 Becomes $200: The Copayment Surprises PSHB Enrollees Need to Know About
Key Takeaways
Your PSHB copayment is not always the final cost. Lab work, facility f…
What You Had Under FEHB May Not Match What You’re Getting With PSHB in 2025
Key Takeaways
The Postal Service Health Benefits (PSHB) program in 2025 replaces your former FEHB plan but does not mirror i…
The Real Costs Hidden Behind ‘Free’ Medicare Part A in 2025 You Might Overlook
Key Takeaways
Even though Medicare Part A is premium-free for most, it does not eliminate all hospital cos…
Why Some PSHB Deductibles Look Reasonable But Hit Harder Than Expected in Practice
Key Takeaways
A deductible that appears affordable on paper can lead to higher-than-expected out-of-pocket costs depending on how and when you use your
Part D and PSHB Drug Benefits Don’t Always Line Up—Watch for These Overlaps
Key Takeaways
Even though PSHB plans in 2025 include prescription drug coverage, your
Why Deductibles Aren’t Going Anywhere—And How They Quietly Shape Your Entire Healthcare Budget
Key Takeaways
Deductibles in 2025 PSHB plans significantly affect how much you pay o…
Part C Isn’t Just a Combination Plan—It’s a Whole Different Way of Receiving Medicare Benefits
Key Takeaways
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Medicare Part C offers a different way of receiving Medicare benefits by bundling Parts A and B, often with Part D and additional services, through a private plan structure.
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You May Regret Choosing Part C If You Overlook These Critical Coverage Differences
Key Takeaways
Medicare Part C (Medicare Advantage) may seem like a simple, bundled alternative, but it can limit your access to providers and coverage compared to Original Medicare paired with PSHB….