You Might Think You Don’t Need Medicare with PSHB—But That Assumption Could Cost You
Key Takeaways
If you’re eligible for Medicare in 2025 and enrolled in a Postal Service Health Benefits (PSHB) plan, not enr…
People Pick Medicare Part C for the Extras—But It’s the Limits That Matter More
Key Takeaways
While Medicare Part C (Medicare Advantage) plans offer attractive extras, such as d…
These PSHB Contribution Tiers Aren’t Based on Income—But They Still Hit Differently
Key Takeaways
The contribution tiers under the Postal Service Health Benefits (PSHB) Program in 2025 are not income-based, …
Why Your Copay Isn’t Always What’s Advertised—Especially With Specialist Visits
Key Takeaways
The copay listed in your PSHB plan for specialist visits may not reflect what you actually…
The Shocking Ways Deductibles Work Differently in Postal Plans—Especially After Age 65
Key Takeaways
Once you turn 65, your deductible under the Postal Service Health Benefits (PSHB) program can behave differen…
How PSHB Coinsurance Quietly Eats Away at Your Budget If You’re Not Watching Closely
Key Takeaways
Coinsurance in 2025 PSHB plans can quietly drain your finances if you’re not aware of how …
Most Postal Retirees Expect Medicare Part A to Cover Everything—Here’s What’s Missing
Key Takeaways
Medicare Part A is often misunderstood as full hospital coverage. In 2025, it still leaves …
Why Some Postal Retirees Are Hesitant to Make the Jump from FEHB to PSHB in 2025
Key Takeaways
Many postal retirees feel uncertain about switching to the new PSHB system in 2025…
From Coverage Levels to Cost Sharing, FEHB and PSHB Aren’t Nearly as Alike as You’d Think
Key Takeaways
The Postal Service Health Benefits (PSHB) Program, launched in 2025, has replaced FEHB for USPS employees
Medicare Isn’t Just a Backup Plan—It’s an Essential Piece of PSHB in Retirement
Key Takeaways
Enrolling in Medicare when eligible is not optional if you want to keep your full PSHB benefits—it’s a requirement for many retirees.Coordinating Medicare with your PSHB…