Picking the Wrong Part D Plan Could Be the Most Expensive Mistake You Make This Year

Key Takeaways
Choosing the wrong Medicare Part D plan under the PSHB program can expose you to unexpected out-of-pocket drug co…
How Does the Enrollment Work for the PSHB Program?

Key Takeaways:
Enrollment in the PSHB Program requires meeting specific eligibility criteria, including mandatory Medicare Part B
3 Reasons You Might Pay More (or Less) for PSHB Based on Your Age

Key Takeaways
Your age significantly influences the cost of your Postal Service Health Benefits (
Should You Pick a High Deductible Health Plan or Stick with a Traditional Option? Let’s Break It Down

Key Takeaways
High Deductible Health Plans (HDHPs) can save you money on premiums but require you to pay more upfront before coverage kicks in.Traditional health plans come with hi…
How Medicare Supplement Plans Work and Why They’re Not Always the Best Choice for Everyone

Key Takeaways
Medicare Supplement plans, also known as Medigap, help cover out-of-pocket costs in Original Medicare but do not include prescription drug coverage or other benefits like vision or dental….
Open Season Mistakes to Avoid When Enrolling in PSHB This Year

Key Takeaways
Missing or misunderstanding key deadlines can lead to delays in PSHB coverage or unwanted changes in your health plan.Failing to consider your Medicare status or ignoring plan detai…
Part D Can Save You—If You Choose the Right Drug List from the Start

Key Takeaways
Your out-of-pocket drug costs under Medicare Part D in 2025 are directly influence…
PSHB Benefits vs. FEHB—What’s Different and What’s Staying the Same for USPS Employees?

Key Takeaways
The transition from FEHB to PSHB impacts USPS employees and retirees in several ways, including premium struc…
PSHB Enrollment Deadlines Are Strict—Here’s What Happens If You Miss the Open Season

Key Takeaways
Missing the PSHB Open Season can leave you without essential health coverage for an entire year, unless you experience a Qualifying Life Event (QLE).You won’t be automatically re-en…
Medicare Part C Plans Are Changing Again in 2025—Here’s What You Need to Look Out For

Key Takeaways
Medicare Part C plans are shifting in 2025, with changes to costs, benefits, and coverage rules that can affect USPS retirees and employees. Reviewing your plan now can help you av…