5 Cost Factors Many PSHB Enrollees Overlook Until Enrollment in 2026

Key Takeaways
Many PSHB costs in 2026 are not limited to monthly premiums. Several less-visible factors can significantly affect what you actually pay over the year.Understanding t…
Still Have Questions About PSHB? Don’t Skip These Official Sources

Key Takeaways
If you’re a USPS employee or retiree, the Postal Service Health Benefits (…
How Overseas USPS Retirees Handle PSHB Medicare Rules in 2025

Key Takeaways
If you’re a USPS retiree living abroad, you’re not required to enroll in Medicare Part B to keep your
Why Postal Retirees Can’t Overlook Part A Just Because It’s Automatic

Key Takeaways
While Medicare Part A is typically premium-free and automatic, ignoring its coordination with your PSHB plan can cost you significantly in 2025 and beyond.Enrolling in Medicare Part…
What No One Tells You About Coinsurance Until You’re Staring at the Invoice

Key Takeaways
Coinsurance under the Postal Service
Need Help With PSHB? These Are the Best Official Resources to Use

Key Takeaways
The Postal Service Health Benefits (PSHB) Program is fully active in 2025, and USPS employees and retirees have official support channels to navigate plan choices, enrollment, and Medicare coordina…
3 Things Government Employees Should Know About FEHB vs. PSHB Costs

Key Takeaways
Postal Service Health Benefits (PSHB) are replacing the Federal Employees Health Benefits …
Why Medicare Part D Isn’t Optional—And How It Still Costs You Plenty

Key Takeaways
Although Medicare
The Medicare Supplement Safety Net Isn’t as Universal as Many Assume

Key Takeaways
Medicare Supplement (Medigap) policies provide critical coverage but do not guarantee uniform protections for all postal retirees.Timing, health status, and state reg…
Picking the Wrong Part D Plan Could Be the Most Expensive Mistake You Make This Year

Key Takeaways
Choosing the wrong Medicare Part D plan under the PSHB program can expose you to unexpected out-of-pocket drug co…