Why Some Government Employees Pay More for Healthcare Than Others and How to Reduce Your Costs
Key Takeaways
Your healthcare costs under the Postal Service
Why Medigap Premiums Can Be Predictable Now—and Unpredictable Later
Key Takeaways
Medigap premiums may start out stable but can increase due to factors like age-related pricing and inflation, impacting long-term affordability.Choosing a Medigap plan within the PS…
The Link Between Medicare and PSHB That’s Easy to Miss—But Costly to Ignore
Key Takeaways
If you are a Postal Service retiree or family member eligible for Medicare, enrolling in Part B is often required to maintain full PSHB benefits starting in 2025.Not unders…
Why Coinsurance Becomes a Bigger Deal Once You Add Medicare to Your Postal Health Plan
Key Takeaways
Adding Medicare to your PSHB plan can change how coinsurance costs apply—and ignorin…
Medicare Part D Isn’t a Safety Net Unless You Understand How Coverage Phases Work
Key Takeaways Medicare Part D coverage in 2025 includes a $2,000 annual cap on out-of-pocket drug costs, but the financial protection only activates after you’ve moved through all phases of the benefit.
Miss a Deadline, Miss Your Coverage? Let’s Not Go There
Key Takeaways
Missing critical deadlines during your USPS health benefits transition in 2025 can result in loss o…
The Quiet Eligibility Rule That Might Disqualify You from PSHB Without Warning
Key Takeaways
You could meet all the obvious requirements for PSHB enrollment in 2025 and still be denied due to a lesser-known rule tied to Medicare eligibility.Understanding the nuanced excepti…
What to Watch for When Comparing PSHB Coverage Options That Sound Too Similar
Key Takeaways
PSHB plans may appear nearly identical in brochures, but subtle differences in cost-sharing, provider networks, and
Why Skipping Medicare Part B Could Jeopardize Your Entire PSHB Coverage
Key Takeaways
If you are a Medicare-eligible Postal Service retiree or family member, failing to enroll in Medicare Part B in 2025 can result in a loss of
Managing PSHB Online: The Easiest Way to Make Plan Changes Without Calling Anyone
Key Takeaways
You can manage most Postal Service Health Benefits (PSHB) changes onli…