When Combining Medicare Part C With PSHB Backfires and You Pay Twice
Key Takeaways
Enrolling in a Medicare Part C (Medicare Advantage) plan while you’re already…
PSHB Members Are Seeing Medicare Advantage Perks Disappear Faster Than Expected
Key Takeaways
Many Medicare Advantage supplemental benefits that were common in 2024 have been reduced or eliminated in 2025, directly affecting Postal Service Health Benefits (
The Hospital Stay Timeline That Determines How Much You Owe with Medicare Part A
Key Takeaways
Medicare Part A only fully covers the first 60 days of an inpatient hospital stay; after that, costs rise quickly—especially if you’re not coordinating benefits with your
The Real Numbers Behind PSHB Costs—and Why They’re So Often Misunderstood
Key Takeaways
In 2025, many Postal Service Health Benefits (PSHB) participants are u…
Why Declining Medicare Part D Could Shut You Out of PSHB Prescription Benefits
Key Takeaways
If you decline Medicare Part D coverage inside a PSHB plan, you could …
FEHB vs PSHB Sounds Boring—Until You Realize It Can Change Your Retirement Game
Key Takeaways
Choosing between FEHB and PSHB isn’t just about names—what you pick determines how your healthcare aligns with Medicare, how much you pay, and whether your coverage works for you in ret…
Part A Might Not Cover the Length of Stay You Thought It Would
Key Takeaways
Medicare Part A may not cover the full duration of your hospital or skilled nursing facilit…
If You Haven’t Looked at Your Deductible This Year, You’re Probably Paying Too Much
Key Takeaways
Many Postal Service
Why Medicare Part B Is One of the Most Misunderstood Pieces of Retirement Coverage
Key Takeaways
Medicare Part B covers medically necessary outpatient services, but its monthly premium, deductible, and coinsurance costs often surprise Postal retirees who expect coverage to be more complete.
Your Share vs. Uncle Sam’s: Who’s Really Paying the Bulk of Your PSHB Plan?
Key Takeaways
In 2025, government contributions to Postal Service