The Medicare Supplement Safety Net Isn’t as Universal as Many Assume
Key Takeaways
Medicare Supplement (Medigap) policies provide critical coverage but do not guarantee uniform protections for all postal retirees.Timing, health status, and state reg…
How Medicare Supplement Plans Work and Why They’re Not Always the Best Choice for Everyone
Key Takeaways
Medicare Supplement plans, also known as Medigap, help cover out-of-pocket costs in Original Medicare but do not include prescription drug coverage or other benefits like vision or dental….
If You Thought Medigap Was Irrelevant With PSHB—You Might Want to Recheck That
Key Takeaways
Even if you’re enrolled in a PSHB plan,
You Might Be Paying for Medigap When PSHB Already Offers the Same Coverage
Key Takeaways
Many retirees unknowingly pay for Medigap policies even though their PSHB
Medicare Supplement Plans May Sound Helpful, But PSHB Might Cover Those Same Benefits
Key Takeaways
Medicare Supplement (Medigap) plans often duplicate benefits that are already included in your Postal Service Health Benefits (PSHB) plan, especially if you’re enrolled in Medicare Part B.
Can You Still Buy a Medigap Plan With PSHB? Yes. Should You? Not Always
Key Takeaways
You can legally enroll in a Medigap plan even if you’re covered under a PSHB plan, but it may not make financial or practical sense.Most
PSHB Won’t Cover Everything—And That’s Where a Medigap Plan Might Step In
Key Takeaways
The PSHB program offers broad health coverage, but not all Medicare-related out-of-pocket costs are absorbed. Thi…
Not All Medicare Supplement Plans Fit with PSHB—Here’s What to Know Before You Enroll
Key Takeaways
Adding a Medicare Supplement (Medigap) plan to your
Why Paying for Medigap When You Have PSHB May Leave You Overinsured and Overpaying
Key Takeaways
If you’re enrolled in the Postal Service
How Medigap Premiums Quietly Rise While You’re Busy Worrying About Other Bills
Key Takeaways
Medigap premiums often increase each year, even if your health and coverage stay the same.As a Postal Service annuitant, understanding how these hidden increases affect your overall…