Coinsurance Isn’t a Flat Fee—and Here’s Why That Can Hit Retirees the Hardest
Key Takeaways
Coinsurance under PSHB in 2025 is not a fixed cost. It is a percentage-based obligation that fluctuates with the cost of medical services, which can create unpredictable and sometimes substantial ou…
Coinsurance Might Seem Manageable Until a Hospital Stay Changes Everything Overnight
Key Takeaways
Your coinsurance might look small on paper, but in the middle of a hospital stay, it can balloon into thousands of dollars you didn’t budget for.Understanding your
Why Coinsurance Becomes a Bigger Deal Once You Add Medicare to Your Postal Health Plan
Key Takeaways
Adding Medicare to your PSHB plan can change how coinsurance costs apply—and ignorin…
3 Ways Coinsurance Costs Sneak Up on You—And How to Be Prepared
Key Takeaways
Coinsurance costs can be unpredictable, often catching USPS employees off guard when planning for medic…
Your PSHB Coinsurance Uncovered: What Every Postal Worker Should Know About Their Share
Key Takeaways
Your coinsurance under the Postal Service Health Benefits (
The True Cost of PSHB Plans: A Practical Look at Premiums, Copayments, and Coinsurance in 2025
Key Takeaways:
PSHB plans in 2025 come with a variety of costs, including premiums, copayments, and coinsurance. These costs can significantly vary depending on your plan selection and c…
Why Coinsurance Plays a Huge Role in Choosing the Right PSHB Plan for You and Your Family
Key Takeaways:
Coinsurance significantly impacts your out-of-pocket costs under the Postal…
Why Coinsurance Rates Matter for PSHB Enrollees and How to Make the Most of Them
Key Takeaways:
Understanding coinsurance rates can help you budget better for healthcare costs under the
Why Coinsurance Rates Differ So Much Between Plans and How to Make the Best Choice for Your Needs
Key Takeaways
Understanding how coinsurance rates work can help you predict your healthcare costs and make informed decisions about your
Everything You Need to Factor in When Choosing a Health Plan with Coinsurance
Key Takeaways
Coinsurance plays a crucial role in determining your healthcare costs, so understanding it helps you make informed decisions.Comparing health plan features,…