The Truth About Coinsurance in PSHB: It’s Not as Minor as It Sounds

Key Takeaways
Coinsurance in PSHB plans often appears small on paper, but the actual amounts you may pay…
What Most Postal Workers Don’t Realize About Their PSHB Contributions

Key Takeaways
Your monthly PSHB contribution is only part of the total cost you’re paying. Other charges like deductibles, coinsurance, and copayments can significantly increase your out-of-pocket burden.
Medicare Alone Isn’t Enough Anymore—And That’s Especially True for Postal Workers

Key Takeaways
Relying on Medicare alone in 2025 leaves many essential gaps in coverage—especially if you’re a retired or soon-to-retire USPS worker.
You Might Be Paying for Medigap When PSHB Already Offers the Same Coverage

Key Takeaways
Many retirees unknowingly pay for Medigap policies even though their PSHB