You’ll Need a Better Medicare Strategy If You Want PSHB to Work Long-Term

Key Takeaways
Enrolling in Medicare Part B isn’t optional for many Postal retirees—i…
This PSHB Eligibility Requirement Might Block Coverage Even After a Full Federal Career

Key Takeaways
You must meet strict enrollment timelines and eligibility rules to qualify for PSHB coverage in retirement, regardless of how long you worked in the federal government.Simply being …
The Medicare and PSHB Relationship Explained—Because It’s Not Just a Backup Plan

Key Takeaways
Enrolling in Medicare isn’t just optional under the Postal Service
Medicare Part D’s Rules Changed in 2025—But Did They Actually Save You Money?

Key Takeaways
The 2025 changes to Medicare Part D, including the $2,000 out-of-pocket cap, offer importan…
Comparing FEHB to PSHB Is Trickier Than It Looks If You’re Near Retirement

Key Takeaways
PSHB may offer better cost alignment and Medicare integration for retirees, but understanding its full impact requires a detailed comparison with FEHB.Your retirement status, Medica…
Delaying Part B Enrollment Could Permanently Limit Your PSHB Benefits Moving Forward

Key Takeaways
If you delay enrolling in Medicare Part B when you’re first eligible, your Postal …
If You Assume PSHB Deductibles Are Low, You Might Miss a Costly Exception

Key Takeaways
While many PSHB plans advertise low in-network deductibles, certain services or settings m…
Medicare Alone Isn’t Enough Anymore—And That’s Especially True for Postal Workers

Key Takeaways
Relying on Medicare alone in 2025 leaves many essential gaps in coverage—especially if you’re a retired or soon-to-retire USPS worker.
Why You Might Still Pay Thousands, Even with Medicare Part A at Work

Key Takeaways
Medicare Part A doesn’t eliminate your out-of-pocket hospital costs….
PSHB Coverage Options Might Look the Same—But the Copay Structures Tell Another Story

Key Takeaways
Even when PSHB plans appear similar on the surface, their copay struct…