When Your Copay Turns Into a Shock—Why PSHB Cost-Sharing Isn’t Always Predictable
Key Takeaways
PSHB plans may seem straightforward with their copayment and coinsurance details, but your…
The Cost Breakdown in PSHB Plans Isn’t Obvious—And That’s a Big Deal for You
Key Takeaways
Even though PSHB premiums may appear straightforward, the full cost of …
This One PSHB Enrollment Exception Could Save Your Coverage—If You Act in Time
Key Takeaways
If you miss the PSHB Open Season, there may still be one exception that lets you enroll—if you qualify and act quickly.This exception is time-sensitive and applies only under …
You May Not Notice What Part C Left Out—Until You Need That Benefit the Most
Key Takeaways
Medicare Advantage (Part C) plans in 2025 often leave out or limit certain key bene…
Why Part A Hospital Coverage May Leave Gaps That Surprise You Later
Key Takeaways
Medicare Part A is not fully comprehensive—it covers hospital services but does not e…
If You’re Skipping Medicare Part D, Your PSHB Plan Might Not Cover Your Meds
Key Takeaways
If you are eligible for Medicare and skip enrolling in Part D, your
Think Coinsurance Is Simple? PSHB Might Change That Assumption in Retirement
Key Takeaways
Coinsurance under PSHB plans can vary significantly depending on the type of service, provider network, and Medicare integration status, especially after retirement.Understanding yo…
When Medicare and PSHB Plans Don’t Talk to Each Other, You’re Left Holding the Bill
Key Takeaways
If your Medicare and PSHB plans aren’t properly coordinated, you could end up paying…
The FEHB vs. PSHB Debate Is More About Timing Than Coverage
Key Takeaways
The biggest differences between FEHB and PSHB in 2025 aren’t about what the plans cover—they’re about when and how you transition.If you don’t consider your …
The Medicare and PSHB Duo Can Work Brilliantly—or Clash in Costly Ways
Key Takeaways
Pairing Medicare with PSHB can reduce your healthcare expenses and enhance coverage—but …