You Might Be Paying Extra Copays in PSHB Without Realizing the Reason Why
Key Takeaways
Your PSHB copayment amounts may change based on provider network, serv…
PSHB Isn’t Just a New Label—It Changes How Medicare Coordination Really Works
Key Takeaways
PSHB is not simply a rebranding of FEHB for postal retirees—it introduces new Medicare coordination requirements and enrollment rules that may significantly affect your healthcare costs and c…
You Might Be Sharing More Than You Think: The Real Cost of Coinsurance in 2025
Key Takeaways
In 2025, coinsurance under PSHB plans can lead to substantial out-of-p…
PSHB vs. FEHB: The Coverage Looks Similar, But the Costs Tell a Different Story
Key Takeaways
Although PSHB and FEHB offer comparable coverage, the cost structure under …
The Real Reason Copayments Can Leave You Paying More Than You Ever Expected
Key Takeaways
Even predictable copayments under the Postal Service
Part C Plans Offer Perks—But Here’s How They Limit Real-World Flexibility
Key Takeaways
Medicare Part C plans may seem appealing due to added perks, but they often come wi…
What Happens When You Combine Medicare Advantage With PSHB Might Shock You
Key Takeaways
Combining Medicare Advantage with your PSHB plan in 2025 may lead to o…
Part B Is Getting Pricier—Here’s What That Means for Your 2025 Coverage Choices
Key Takeaways
The Medicare Part B premium has increased in 2025 to $185 monthly, impacting how you evaluate the cost-effectiveness of pairing it with your PSHB plan.Enrolling in Medicare Part B r…
How Coinsurance Slips Through Your Budget Until It’s Too Late to Do Anything
Key Takeaways
Coinsurance under the Postal Service Health Benefits (PSHB) Program can start off feeling manageable but esca…
The Catch with Medicare Advantage That Most People Don’t Notice Until a Claim Is Denied
Key Takeaways
Medicare Advantage plans often include coverage restrictions, prior authorizations, and net…