PSHB Sounds Straightforward—Until You Actually Try to Use It for Specialist Care
Key Takeaways
Specialist care under the 2025 Postal Service Health Benefits (PSHB) P…
FEHB Might Be Familiar, But PSHB Could Offer More—Here’s the Catch
Key Takeaways
Although the Federal Employees Health Benefits (FEHB) program may feel more familiar, the …
How Copayments Add Up Fast in PSHB (Even With Great Coverage)
Key Takeaways
Even with solid PSHB coverage, copayments can quietly accumulate into substantial annual cost…
Medicare Advantage Might Sound Like a Deal, Until You Need the Out-of-Network Option
Key Takeaways
While Medicare Advantage plans often advertise lower upfront costs, you coul…
How Medicare Part B Charges Add Up—Even When Your Visits Are Covered
Key Takeaways
Even when Medicare Part B covers a service, you are responsible for deductibles, coinsurance, and potentially excess charges.Pairing PSHB with Medicare Part B in 2025 can help reduc…
Medicare with PSHB Isn’t Automatic—Here’s How to Make Sure You’re Covered Right
Key Takeaways
Enrolling in Medicare does not automatically ensure full integration with your PSHB coverage&…
Where to Get Real Help Understanding Your PSHB Options (That Isn’t Just a Brochure)
Key Takeaways
The Postal Service
When PSHB and Medicare Work Together, Who Pays What and When?
Key Takeaways
If you’re enrolled in both PSHB and Medicare in 2025, coordination bet…
These PSHB Copayment Triggers Are Easy to Overlook—and Hard to Budget For Later
Key Takeaways
Certain PSHB copayment triggers aren’t immediately obvious but can significantly affect your annual healthcare spending.Understanding when and why higher copays apply allows you to …
Why Medicare Isn’t Just for Age 65—It’s a Plan That Spans Your Lifetime
Key Takeaways
Medicare plays a long-term role in your Postal Service health planning, from your working years t…