The Real Limits of Part A Coverage Are More Visible When Combined With PSHB
Key Takeaways
Medicare Part A only covers specific hospital-related services and has strict cost-sharing …
Still Working but Near Retirement? These Medicare Rules Are a Big Deal
Key Takeaways
If you’re a USPS employee nearing retirement but still working, Medicare enrollment decisions…
PSHB Plans in 2025 Come With Medicare Drug Coverage—Here’s What’s Actually Included
Key Takeaways
In 2025, PSHB plans for
Why Medicare Plus PSHB Doesn’t Always Equal Complete Coverage in 2025
Key Takeaways
Even when you combine Medicare with your PSHB plan in 2025, you may still encounter costs that are not fully covered.Understanding the gaps now helps you better plan …
The Differences Between FEHB and PSHB That Could Affect Your Retirement Budget
Key Takeaways
The transition from FEHB to PSHB in 2025 introduces several cost and coverage differences that can impact you…
These New Part D Rules Could Create Drug Coverage Conflicts With Your PSHB Plan
Key Takeaways
New rules for Medicare Part D in 2025 introduce out-of-pocket caps and payment options, but can cause unexpected coordination issues with your PSHB prescription coverage.If you’re e…
Think You’re Covered? A Closer Look at PSHB Eligibility for USPS Retirees and Families
Key Takeaways
Not all USPS retirees and their family members automatically qualify for PSHB coverage in 2025, and certain conditions must be met to maintain eligibility.Understanding Medicare Par…
What Most Postal Workers Don’t Realize About Their PSHB Contributions
Key Takeaways
Your monthly PSHB contribution is only part of the total cost you’re paying. Other charges like deductibles, coinsurance, and copayments can significantly increase your out-of-pocket burden.
The True Cost of a Doctor Visit Under PSHB Copay Rules This Year
Key Takeaways
While a copay under PSHB might seem simple and predictable, it rarely represents the full financial picture of your doctor’s visit in 2025.Understanding what falls outside the copay…
Why PSHB Contributions Can Look Affordable—Until You Add Everything Together
Key Takeaways
While PSHB contributions may seem affordable at first glance, total costs can grow substantially once you account for deductibles, copayments, coinsurance, and prescription limits.U…