5 Reasons Medigap Plans Keep Getting More Expensive Every Year
Key Takeaways
Medigap premiums continue to rise each year due to healthcare inflation, increased utilization, and administrative costs.Understanding why these costs increase helps USPS employees …
PSHB or FEHB—Which One Provides the Better Deal for Your Healthcare Needs?
Key Takeaways
If you’re a USPS employee or annuitant, your healthcare needs in 2025 now req…
Switching to PSHB Doesn’t Mean Giving Up Your Dental or Long-Term Care
Key Takeaways
Enrolling in the Postal Service Health Benefits (PSHB) Program in 2025 does not impact your eligibility for o…
The Truth About Coinsurance in PSHB: It’s Not as Minor as It Sounds
Key Takeaways
Coinsurance in PSHB plans often appears small on paper, but the actual amounts you may pay…
Why Medicare Alone May Not Be Enough Anymore—Even for Routine Care
Key Takeaways
In 2025, relying on Medicare alone may leave significant gaps, even for routine
Medigap Plans Are Not One-Size-Fits-All—Here’s How to Find One That Works for Your Budget
Key Takeaways
Medigap plans help cover costs that Original Medicare does not, but not all plans are the s…
Don’t Miss Out on What LiteBlue and KeepingPosted Can Do This Year
Key Takeaways
LiteBlue and KeepingPosted remain vital tools in 2025 for USPS employees and retirees
How the Transition from FEHB to PSHB Affects Retirees Differently
Key Takeaways
Retirees under the new PSHB program face different requirements and choices compared to current employees, especially concerning Medicare Part B.While much of the structure appears …
What PSHB Contributions Mean for Your Take-Home Pay and Your Health Budget
Key Takeaways
Your PSHB contributions in 2025 affect not just your paycheck but also how much flexibility you have with your healthcare spending.Understanding the full structure of…
The Truth About Deductibles: When They Reset, How They Work, and What They Cost
Key Takeaways
PSHB deductibles reset every calendar year—knowing when this happens helps you plan major care to avoid higher out-of-pocket costs.Understanding how deductibles interact with …