Not All Medicare Supplement Plans Fit with PSHB—Here’s What to Know Before You Enroll
Key Takeaways
Adding a Medicare Supplement (Medigap) plan to your
Why Paying for Medigap When You Have PSHB May Leave You Overinsured and Overpaying
Key Takeaways
If you’re enrolled in the Postal Service
Still Treating PSHB Like FEHB? That Mental Shortcut Could Cost You
Key Takeaways
The Postal Service Health Benefits (PSHB) Program differs significantly from the Federal Employees Health Bene…
How Coinsurance Often Ends Up Being the Most Misunderstood and Most Expensive Part of Your Plan
Key Takeaways
Coinsurance under PSHB plans in 2025 can lead to significant out-of-po…
Medicare Advantage Plans Sound Comprehensive—But They May Not Travel With You Very Well
Key Takeaways
Medicare Advantage (Part C) plans often come with extra perks, but many have limited coverage outside of your local area or service region. This can lead to surprise out-of-network costs when trave…
Combining PSHB With Medicare Sounds Easy—But You’ll Need to Pay Close Attention to Timing
Key Takeaways
Signing up for Medicare at the right time can enhance your PSHB benefits and reduce your out-of-pocket costs, but missteps in timing may lead to coverage gaps or penalties.Understan…
How Coinsurance Works in Retirement, and Why It Can Catch Even Prepared People Off Guard
Key Takeaways
Coinsurance in PSHB plans can create unexpected costs in retirement, e…
Why Your Share of PSHB Costs Keeps Growing—and What That Means for Your 2025 Budget
Key Takeaways
In 2025, your share of Postal Service Health Benefits (PSHB) premiums has increased again, and the trend sugg…
Why PSHB and Medicare Part B Are Tied Together More Closely Than You Might Expect
Key Takeaways
If you’re eligible for Medicare and enrolled in a PSHB plan in 2025, s…
The Differences Between FEHB and PSHB Plans That Can Catch You Off Guard
Key Takeaways
The transition from FEHB to PSHB in 2025 introduces structural changes that can affect how you access care, w…