What PSHB Contributions Mean for Your Take-Home Pay and Your Health Budget

Key Takeaways
Your PSHB contributions in 2025 affect not just your paycheck but also how much flexibility you have with your healthcare spending.Understanding the full structure of…
What Most Postal Workers Don’t Realize About Their PSHB Contributions

Key Takeaways
Your monthly PSHB contribution is only part of the total cost you’re paying. Other charges like deductibles, coinsurance, and copayments can significantly increase your out-of-pocket burden.
The True Cost of a Doctor Visit Under PSHB Copay Rules This Year

Key Takeaways
While a copay under PSHB might seem simple and predictable, it rarely represents the full financial picture of your doctor’s visit in 2025.Understanding what falls outside the copay…
Why PSHB Contributions Can Look Affordable—Until You Add Everything Together

Key Takeaways
While PSHB contributions may seem affordable at first glance, total costs can grow substantially once you account for deductibles, copayments, coinsurance, and prescription limits.U…
The Cost Breakdown in PSHB Plans Isn’t Obvious—And That’s a Big Deal for You

Key Takeaways
Even though PSHB premiums may appear straightforward, the full cost of …
Why Contributions Under PSHB Matter More Than Ever for Retirees in 2025

Key Takeaways
PSHB contributions in 2025 directly impact the quality and affordability of your healthcare throughout retirement. Understanding what these payments support helps you make smarter choices….
These PSHB Contribution Tiers Aren’t Based on Income—But They Still Hit Differently

Key Takeaways
The contribution tiers under the Postal Service Health Benefits (PSHB) Program in 2025 are not income-based, …
The Real Numbers Behind PSHB Costs—and Why They’re So Often Misunderstood

Key Takeaways
In 2025, many Postal Service Health Benefits (PSHB) participants are u…
Your Share vs. Uncle Sam’s: Who’s Really Paying the Bulk of Your PSHB Plan?

Key Takeaways
In 2025, government contributions to Postal Service
The Annual Costs You Probably Didn’t Budget for When You Picked a PSHB Plan

Key Takeaways
Many PSHB enrollees overlook annual out-of-pocket expenses like deductibles, coinsurance, and cost-sharing limits when selecting a plan.Even with government contributions, your tota…