How the Medicare Part D Cap Affects Your Drug Costs in a PSHB Plan

Key Takeaways
The $2,000 annual out-of-pocket cap under Medicare Part D in 2025 can significantly reduce your prescription drug costs—if your
What Happens to Your PSHB Plan If You Don’t Sign Up for Part B?

Key Takeaways
If you’re a Medicare-eligible postal retiree or family member and you don’t enroll in Part B, your Postal Service…
When PSHB and Medicare Advantage Plans Collide, It Gets Complicated Fast

Key Takeaways
If you’re enrolled in both PSHB and Medicare Advantage, you coul…
Before PSHB Starts Covering You, These Deductibles Can Sting

Key Takeaways
Even with strong coverage, your PSHB benefits don’t sta…
This New $2,000 Limit on Drug Costs Could Save You Serious Cash

Key Takeaways
In 2025, a $2,000 annual out-of-pocket limit for prescription drugs is now in effect under Medicare Part D, including coverage integrated into the
USPS Just Made It Easier to Enroll—But You Still Need to Log In

Key Takeaways
In 2025, the USPS has streamlined the Postal Service Health Benefits (PSHB) enrollment process, but logging i…
7 Ways Medicare Part B Costs Are Different From What You Expect

Key Takeaways
3 Medicare Costs That Catch People Off Guard Every Year

Key Takeaways
Even with Postal Service Health Benefits (PSHB), retirees and employees might face unexpected Medicare expenses.Understanding hidden costs like deductibles, copays, and medication e…
What PSHB Members Need to Know About Medigap Premiums: A Casual Look at Extra Costs

Key Takeaways
Medigap policies help cover out-of-pocket costs left by Original Medicare, b…
Why So Many Postal Retirees Miss the Medicare Enrollment Date That Affects Their PSHB

Key Takeaways
Many Postal retirees miss critical