The Annual Costs You Probably Didn’t Budget for When You Picked a PSHB Plan

Key Takeaways
Many PSHB enrollees overlook annual out-of-pocket expenses like deductibles, coinsurance, and cost-sharing limits when selecting a plan.Even with government contributions, your tota…
Why Medicare’s Coverage Limits Can Surprise You Right When You Need Help Most

Key Takeaways
Medicare doesn’t cover everything, and certain gaps can result in significant out-of-pocket costs—especially for long-term care,
You Might Think Medicare Is Optional—But PSHB Has Different Expectations for You

Key Takeaways
Medicare enrollment is required for certain
What Happens When You Choose a Medicare Part C Plan Without Checking PSHB Rules First

Key Takeaways
Enrolling in a Medicare Part C plan without understanding PSHB coordination rules can jeopardize your federal health coverage.To retain PSHB benefits in retirement, you must underst…
There’s a $2,000 Cap on Part D Costs in 2025—But That Doesn’t Mean You’re Safe

Key Takeaways
In 2025, Medicare
Why the New Postal Health Benefits Plans Are Being Touted as a Big Win for USPS Employees

Key Takeaways
The new Postal Service Health Benefits (