Should You Pick a High Deductible Health Plan or Stick with a Traditional Option? Let’s Break It Down
Key Takeaways
High Deductible Health Plans (HDHPs) can save you money on premiums but require you to pay more upfront before coverage kicks in.Traditional health plans come with hi…
Open Season Mistakes to Avoid When Enrolling in PSHB This Year
Key Takeaways
Missing or misunderstanding key deadlines can lead to delays in PSHB coverage or unwanted changes in your health plan.Failing to consider your Medicare status or ignoring plan detai…
What Makes a ‘Reasonable’ Deductible? You Might Be Paying More Than You Realize
Key Takeaways
A deductible that seems reasonable on paper may turn out to be much more expensive once you begin using your PSHB plan, especially if you have recurring or unexpected health needs.U…
Coinsurance Might Seem Manageable Until a Hospital Stay Changes Everything Overnight
Key Takeaways
Your coinsurance might look small on paper, but in the middle of a hospital stay, it can balloon into thousands of dollars you didn’t budget for.Understanding your
Why Assuming Part A Covers All Hospital Costs Could Leave You Owing Thousands
Key Takeaways
Medicare Part A covers a substantial portion of hospital-related expenses, but it does not cover everything. You may still be responsible for thousands in out-of-pocket costs without …
3 Medicare Costs That Catch People Off Guard Every Year
Key Takeaways
Even with Postal Service Health Benefits (PSHB), retirees and employees might face unexpected Medicare expenses.Understanding hidden costs like deductibles, copays, and medication e…
The True Costs Behind Health Insurance: What Premiums, Deductibles, and Copays Add Up To
Key Takeaways:
Understanding how premiums, deductibles, and copays work together is essential for maximizing the value of your
Good News! Postal Workers Can Still Rely on FEDVIP and FEGLI Even After the PSHB Shift
Key Takeaways
FEDVIP and FEGLI Coverage Remains Unaffected: Despite the transition to the new Postal Service Health Benefits (