Switching to PSHB Doesn’t Mean Giving Up Your Dental or Long-Term Care
Key Takeaways
Enrolling in the Postal Service Health Benefits (PSHB) Program in 2025 does not impact your eligibility for o…
Why Medicare Alone May Not Be Enough Anymore—Even for Routine Care
Key Takeaways
In 2025, relying on Medicare alone may leave significant gaps, even for routine
How Coinsurance Slips Through Your Budget Until It’s Too Late to Do Anything
Key Takeaways
Coinsurance under the Postal Service Health Benefits (PSHB) Program can start off feeling manageable but esca…
How Your PSHB Deductible Could Make an Inexpensive Illness Suddenly Feel Financially Heavy
Key Takeaways
Your PSHB deductible is not just a technical detail—it plays a di…
If PSHB Seems Affordable at First Glance, You Might Be Missing the Bigger Equation
Key Takeaways
The true cost of your PSHB plan in 2025 goes far beyond the monthly premium. You need to consider deductibles, coinsurance, copayments, and how your plan interacts with Medicare.Rush…
The Role of Copayments in Modern Health Insurance Plans and How They Keep Costs Predictable
Key Takeaways
Copayments are an essential feature of health insurance plans, including the Postal Ser…
Big Shifts Ahead: What Postal Workers Should Know About PSHB Enrollment This Year
Key Takeaways:
The 2024 PSHB Open Season runs from November 11 to December 9, giving postal employees and annuitants the opportunity to review and select their health plans for 2025.This year marks a significant shift from the FEHB t…