Missed the Enrollment Window? Here’s What USPS Workers Need to Know Now
Key Takeaways
If you missed the PSHB Open Season in 2024, your options in 2025 are limited unless you experience a qualifying life event (QLE).Some retirees and employees may still maintain or ad…
How to Compare PSHB Coverage Options Without Getting Lost in Confusing Insurance Jargon
Key Takeaways
Comparing PSHB plans doesn’t have to be overwhelming if you focus on a few core benefits like premiums, deductibles, out-of-pocket limits, and
Why Some Medications Cost More Under Medicare Part D and How to Make Sure You’re Getting the Best Deal
Key Takeaways
Some medications cost more under Medicare Part D due to formulary tiers, cost-sharing structures, and coverage gaps. Understanding how these factors work helps you avoid unexpected expenses.
Important Dates Every USPS Worker Should Have on Their Calendar This Year
Key Takeaways
Understanding your key benefit enrollment periods, deadlines, and mandatory actions in 2025 is essential for protecting your USPS healthcare and retirement benefits.Missing certain …
Exploring PSHB Deductibles: What They Mean for You and Your Healthcare Costs
Key Takeaways
Understanding PSHB deductibles helps you budget for out-of-pocket healthcare expens…
What You’re Really Paying Out of Pocket for PSHB—And Where the Rest Comes From
Key Takeaways
In 2025, your out-of-pocket contributions for Postal Service Health Benefits (PSHB) cover about 30% of your t…
Open Season Closed? Here’s What USPS Workers Can Still Do
Key Takeaways
Even though Open Season has ended, USPS employees and retirees still have limited opportunities to make…
Not Everyone Has to Get Medicare Part B—Here Are the Exceptions
Key Takeaways
Not every USPS retiree or employee is required to enroll in Medicare Part B in 2025, due to specific exemptions.Understanding these exceptions can help you avoid unnecessary costs a…
These Resources Make Switching to PSHB Less Stressful Than It Sounds
Key Takeaways
You have access to a range of official resources to help you understand the 2025 switch from FEHB to the PSHB Program, making the process clearer and more manageable.Knowing which t…
How Medicare Costs Are Determined and What You Can Do to Avoid Paying More Than Necessary
Key Takeaways
Your Postal Service Health Benefits (PSHB) costs depend on several factors, including your covera…