Coinsurance Isn’t a Flat Fee—and Here’s Why That Can Hit Retirees the Hardest
Key Takeaways
Coinsurance under PSHB in 2025 is not a fixed cost. It is a percentage-based obligation that fluctuates with the cost of medical services, which can create unpredictable and sometimes substantial ou…
Open Season Closed? Here’s What USPS Workers Can Still Do
Key Takeaways
Even though Open Season has ended, USPS employees and retirees still have limited opportunities to make…
What Medicare Covers, What It Doesn’t, and How It Helps Reduce Out-of-Pocket Costs
Key Takeaways
Medicare helps reduce healthcare costs significantly but doesn’t cover everything.Understanding gaps in Medicare coverage can help you make informed d…
New Health Plan Options for Postal Employees: A Guide to PSHB Open Season in 2024
Key Takeaways
The 2024 Open Season for Postal employees marks a unique opportunity to choose or update your health coverage under the new