Why PSHB Contributions Can Look Affordable—Until You Add Everything Together

Key Takeaways
While PSHB contributions may seem affordable at first glance, total costs can grow substantially once you account for deductibles, copayments, coinsurance, and prescription limits.U…
PSHB Sounds Straightforward—Until You Actually Try to Use It for Specialist Care

Key Takeaways
Specialist care under the 2025 Postal Service Health Benefits (PSHB) P…
Why Part A Hospital Coverage May Leave Gaps That Surprise You Later

Key Takeaways
Medicare Part A is not fully comprehensive—it covers hospital services but does not e…
Medicare and PSHB Plans Are Meant to Work Together—But Only If You Time It Right

Key Takeaways
Your PSHB plan is designed to work hand-in-hand with Medicare once you turn 65, but this c…
You May Regret Choosing Part C If You Overlook These Critical Coverage Differences

Key Takeaways
Medicare Part C (Medicare Advantage) may seem like a simple, bundled alternative, but it can limit your access to providers and coverage compared to Original Medicare paired with PSHB….
EGWP Isn’t Optional—Unless You Want to Pay More for Less

Key Takeaways
If you’re a USPS retiree or family member who’s eligible for Medicare, you’re automatically enrolled in a Medicare
What Every USPS Retiree Should Know About the 2025 PSHB Program and Medicare Options

Key Takeaways:
USPS retirees must enroll in the new Postal Service Health Benefits (PSHB) program …
Open Season Is Coming—How to Pick the Right PSHB Plan Without the Stress

Key Takeaways
The upcoming Open Season for PSHB offers an opportunity to carefully review and select the best health plan based on coverage needs and costs.Preparation is key—start reviewing your options early to avoid stress a…