Medicare Part D Isn’t a Safety Net Unless You Understand How Coverage Phases Work
Key Takeaways Medicare Part D coverage in 2025 includes a $2,000 annual cap on out-of-pocket drug costs, but the financial protection only activates after you’ve moved through all phases of the benefit.
Miss a Deadline, Miss Your Coverage? Let’s Not Go There
Key Takeaways
Missing critical deadlines during your USPS health benefits transition in 2025 can result in loss o…
EGWP Is a Big Deal—Here’s Why It Matters for Your Meds in 2025
Key Takeaways
In 2025, the Medicare Part D Employer Group Waiver Plan (EGWP) is fully integrated into the new Post…
Why So Many Postal Retirees Miss the Medicare Enrollment Date That Affects Their PSHB
Key Takeaways
Many Postal retirees miss critical
Self Plus One vs Family: What USPS Retirees Need to Know Before Enrolling in PSHB
Key Takeaways
Choosing between Self Plus One and Family enrollment in the PSHB Program directly affects your monthly costs, coverage access, and future flexibility.USPS retirees must understand t…
PSHB Premiums Unpacked: 5 Things That Could Change the Way You View Your Health Plan
Key Takeaways
Your PSHB premiums are influenced by several factors, i…
How Medicare And PSHB Come Together In 2025 To Shape USPS Retirees’ Options
Key Takeaways:
Medicare and PSHB plans in 2025 provide USPS retirees with a blend of comprehensive health coverage and cost-sharing benefits tailored to their needs.Enrol…
Medicare Advantage for PSHB Members: 5 Things You Need to Know About This Option
Key Takeaways:
PSHB and Medicare Part D: How to Coordinate Prescription Drug Coverage Without Overpaying
Key Takeaways:
Coordinating your PSHB plan with Medicare Part D can help you manage out-of-pocket prescription drug costs effectively.Understanding the timelines, phases,…