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Medicare Part A
Hospital Insurance
This typically covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. For USPS employees and retirees, it could help cover significant costs related to hospitalization.
Medicare Part B
Medical Insurance
This generally covers certain doctors’ services, outpatient care, medical supplies, and preventive services. It could support USPS employees and retirees in managing regular healthcare costs.
Medicare Part C
Medicare Advantage Plans
These are plans offered by private companies that contract with Medicare to provide Part A and Part B benefits. Most also include prescription drug coverage and may include extra benefits at an additional cost. USPS employees and retirees might opt for these plans for consolidated, comprehensive coverage.
Medicare Part D
Prescription Drug Coverage
This covers the cost of prescription drugs and can be added to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. This can be beneficial for USPS employees and retirees who have regular prescription medication.
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