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Medicare Part A

Hospital Insurance

This typically covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. For USPS employees and retirees, it could help cover significant costs related to hospitalization.

Medicare Part B

Medical Insurance

This generally covers certain doctors’ services, outpatient care, medical supplies, and preventive services. It could support USPS employees and retirees in managing regular healthcare costs.

Medicare Part C

Medicare Advantage Plans

These are plans offered by private companies that contract with Medicare to provide Part A and Part B benefits. Most also include prescription drug coverage and may include extra benefits at an additional cost. USPS employees and retirees might opt for these plans for consolidated, comprehensive coverage.

Medicare Part D

Hospital Insurance

This covers the cost of prescription drugs and can be added to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. This can be beneficial for USPS employees and retirees who have regular prescription medication.

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Your Medicare Supplement Options

Health Benefits for Postal Employees helps USPS employees find the right coverage, including gap, FEHB, and Medicare options. Enroll in a Medicare Supplement plan during your six-month open enrollment at age 65 with Original Medicare Part A and Part B.

Benefits

Plan A

Plan B

Plan C

Plan D

Part A coinsurance and hospitals costs
Part B coinsurance or copay
Blood (first 3 pints)
Part A hospice care coinsurance or copay
Skilled nursing facility care coinsurance
Part A deductible
Part B deductible

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